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WDT103.ZIP
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1994-05-10
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THE DEBT ANALYZER for WINDOWS (C) 1994
Version 1.03, May 10, 1994
Suggested BBS name, this version: WDT103.ZIP
*********************************
REQUIRES WINDOWS Version 3.1
*********************************
A shareware software package from Insight Software Solutions
Mailing Address: P.O. Box 354, Bountiful, UT 84011-0354
Phone: (801) 295-1890 Fax: (801) 299-1781
BBS: (801) 963-8721 CIS: [71672,3464]
Author: Michael D. Jones
Installation: Run "SETUP" off the floppy disk from the Windows File Manager
Example: if the disk is in drive A: then do the following:
1. Press Alt-F in the Windows Program Manager
2. Select "Run"
3. Enter "A:\SETUP"
4. Press Enter and following instructions
The Debt Analyzer - Program Overview
HOPELESSLY IN DEBT? Need a systematic way to rid yourself of it? The
Debt Analyzer is the answer! A financial software program designed with
ease and flexibility, it is the perfect tool to help reduce and eliminate
debt. Debt reduction is illustrated through a debt elimination schedule
or through loan consolidation. Up to 20 debts can be processed at one time.
The debt elimination matrix works by analyzing all debt information and
assigning a priority to each debt. Debt information includes minimum
payments, current payments, interest rate and loan balance. Once a debt is
paid off, the payment for that debt is applied to the next highest priority
debt--accelerating the payoff of the debt! You may choose to have the
difference between the current payment and the minimum payment shuffled
around and applied to the highest priority debt. You may also choose to add
an additional monthly amount to your payment--increasing the acceleration
even more! It is the payment acceleration which results in significant
interest savings.
You may prioritize the payoff of your debts in any user specified order.
However, there are 9 predefined priority methods available. These include
"Highest Interest Rate First", "Smallest Balance First", "Largest Balance
First", "Smallest Minimum Payment First", "Largest Minimum Payment First",
"Smallest Current Payment First", "Largest Current Payment First",
"Shortest Term Debt First" and "Longest Term Debt First".
Loan consolidation illustrates the savings that can be incurred by
combining all your high rate debts to one lower rate loan. The term or the
payment of the consolidated loan may be specified or the total of all other
debt payments can be used.
The Debt Analyzer - Program Features
Debt Elimination Consolidated Loan
Up to 20 debts Up to 20 debts
Payments Select Term of Loan
Minimum Payments Select Payment To Make
Current Payments Use Sum of Debt Payments
Accelerated Payments Current Debt Summary
Prioritize Debts Months To Pay
Highest Interest Rate First Interest To Pay
Smallest Balance First Interest Saved With Consolidation
Largest Balance First Consolidated Loan Schedule
Smallest Minimum Payment First
Largest Minimum Payment First Reports
Smallest Current Payment First Schedules, Reports and Summaries
Largest Current Payment First Calendar or Fiscal Year
Shortest Term Debt First Cumulative or Non Cumulative
Largest Term Debt First Whole Dollars or Exact Cents
User Defined 18 Date Formats--International Incl
Debt Payoff Schedule
Debt Payment Schedule
Debt Payment Chart
Debt Payment Summary
Months To Pay
Months Saved
Interest Paid
Interest Saved
What is Shareware?
Shareware is a marketing concept in which copyrighted software products
are distributed by allowing and encouraging duplication of the program
for evaluation by interested parties. As a recipient of a shareware
program, you are granted the right to use the program for a short period
to determine if it meets your needs. The program developer receives
payment from the users after they have determined that the product meets
their needs. The motivation for making payment for a shareware program
is honest payment for a valuable tool, desire for support, updates,
enhancements and documentation, and to help encourage shareware authors
to produce additional quality programs.
Program Registration
The Debt Analyzer can be registered with Insight Software Solutions
with a check, money order, VISA or MasterCard in the amount of $15.00 U.S.
plus shipping and handling. A "PLUS" version is available for $25.00.
Please refer to the address and phone numbers listed above. Upon receipt,
Insight Software Solutions will send you the latest version of the product.
Please note that the "PLUS" version comes with a printed manual. Once
registered, you will receive notification of major updates and new products.
Registration includes a 90 day support policy where free updates will be
provided for major problems. If a problem cannot be resolved, then a refund
of money will be made.
Program Support
Insight Software Solutions offers support through the mail, phone, fax
and BBS. Please refer to address and phone number above. Our official
support BBS is the Rocky Mountain Software BBS (RMS). RMS can be reached
24 hours a day at (801) 963-8721 where a conference dedicated to us can
be found. Our latest software products and versions, bulletins, news and
message system are located on RMS. RMS accepts modem baud rates of 1200
to 38400.
**************************************************************************
* Insight Software Solutions is a member of the Association of Shareware *
* Professionals (ASP). ASP wants to make sure that the shareware *
* principal works for you. If you are unable to resolve a shareware *
* related problem with an ASP member by contacting the member directly, *
* ASP may be able to help. The ASP Ombudsman can help you resolve a *
* dispute or problem with an ASP member, but does not provide technical *
* support for members' products. Please write to the ASP Ombudsman at *
* 545 Grover Road, Muskegon, MI 49442 or send a CompuServe message via *
* CompuServe Mail to ASP Ombudsman 70007.3536. *
**************************************************************************